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Residents of the Grand Canyon state do not need to put a big dent in their budget for affordable auto insurance. Finding cheap car insurance in Arizona does not have to be a headache. You can get a fast and easy quote online within minutes.
You need to know that in order to legally drive in the state of Arizona you need to maintain the state minimum insurance requirements. Though there are minimum requirements there are also additional and affordable insurance options for drivers. These additional options can save you money in the event of an accident or natural disaster. There are also incentive discounts for qualifying applicants you will want to ask your agent about.
Arizona requires drivers to carry proof of car insurance in their cars whenever they're driving. This requirement can also be satisfied by having the proof of insurance available on your cellphone or tablet.
Car insurance in Arizona requires its drivers to maintain the following coverage and minimum limits:
There can be penalties for driving without insurance in the state of Arizona. These include the suspension of the person’s driver's license and vehicle registration. After the suspension period has passed, that person must prove financial responsibility to reinstate their status.
Though not legally required by the state there are additional insurance coverage options that you can choose to add. These options cover additional incidents that may not be covered by the minimum insurance required by the state. They may also cover unforeseen incidents such as roadside assistance and acts of nature.
There are a variety of factors that can affect your personal auto insurance rate. You can find some of these items can help you get better insurance rates in the state of Arizona.
You can ask your insurance agent about discounts available to drivers in Arizona. These discounts include benefits for multi-car policies, good student status, homeowners’ discounts and emergency roadside assistance discounts.
You can apply for the free Arizona car insurance quote online. The simple process can help you find the cheapest rates for your auto insurance. Our quotes are always free and you get your quote fast and hassle free. With American Insurance, it really is that easy!
|Rank||City||Avg. Annual Premium|
|12||San Tan Valley||$1,528|
|24||Lake Havasu City||$1,163|
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11440 W. Bernardo Court, San Diego CA 92127American Insurance - auto, health, home and life insurance provider.