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Why You Need Classic Car Insurance

Classic car owners love their cars. They may spend the majority of their time working on their antique vehicles, researching new purchases or simply driving around to different car shows enjoying the spectators gawking at their cars. If you are a classic car owner then you need to know about insurance that is specific to classic cars. There are many reasons why, but the main reason is that you want to cover it with the type of insurance that equals how much you appreciate it. Here is why you should get it.

1. Coverage For Your Car’s Actual Value

While an old car might not have a large value in some peoples’ eyes, you know the true financial value of your classic car. You need insurance to cover that, not just the value listed to that year and make. Guaranteed Value is a specific type of insurance designed to cover the total value of your car in the case that it is completely totaled. 

2. Special Roadside Assistance

A classic car can’t just get towed on any old tow truck. You want to treat your investment with care. In the case that you get stuck on the side of the road somewhere, you will want to have the option for a flatbed truck with soft straps specially designed for use with precious cargo - like your vintage vehicle. This is the type of truck you want to come get you when you’re in a bind. Plus, operators of such vehicles are often familiar with specialty cars and they know how to handle them with care.

3. Helps You Find Authentic Replacements

Classic car insurance providers help collectible vehicle owners to find authentic replacement parts when needed. Some of them may even keep many common ones in stock. They also have specialists who are willing to go the extra mile to track down rare parts so that each piece of your vehicle is completely authentic, just the way it was when it was brand new.

4. Perfect for Occasional Use

Most companies that offer collector car insurance will allow you a flexible care insurance plan that is perfect for those who only take their vehicle out for a weekend jaunt. You want to go with a plan that doesn’t have any fixed mileage restrictions so you can drive whenever you want. However, keep in mind these types of plans don’t allow for the type of daily driving that happens when you use your car to commute every day.

5. Classic Car Insurance Agents Know Collector Cars

You want someone who knows and cares about collector cars just as much as you do to sell you your insurance. That’s why going with a company that specifically deals with classic cars is a great idea. Your agent will be as excited about your classic car as you are! When you call with questions they will know what you are talking about, or be able to find you answers about your car, and they understand how much you value your car too.

6. Specialty Car Discounts

The way you use your classic car is different from your everyday car. You’re much less likely to drive it in the winter and collectors often have more than one collectible vehicle. Classic auto insurance often has options that will save you dough when you garage your car for the season, and options to bundle multiple cars for even more savings.

So, treat your beauty the way it deserves. Get classic car insurance to cover yourself and your luxury purchases just in case. When something goes wrong, you’ll be glad you did. Classic car insurance agents really do go the extra mile to provide help when needed. Collectible car owners would be remiss to skip this specific type of insurance for their unique needs and special vehicles.

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