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Home Owners Warranty Insurance

You’ve worked a long day. You haven’t gotten to spend much time with your family. You come in through the front door and realize that something is leaking in the kitchen. No, it’s not coming from the sink. It’s coming from the back of the refrigerator. Your options are to spend hours trying to see if you can fix it, to go out and buy a costly refrigerator or if you were smart and purchased home owners warranty insurance you make a call and get it repaired or replaced with no hassle to you!

What is Home Warranty Insurance?

Home warranty insurance takes over where your general homeowners insurance leaves off. Consider it an added piece of mind policy. Whereas general homeowners insurance protects you from damage and loss due to fire, weather and general calamity, home warranty insurance covers all the little day-to-day things that befall a home, your appliances and the major systems in your house. If you’ve ever had to call in an electrician, plumber or heating and cooling specialist to your home, there is a good chance that the work they did would have been covered under your home warranty policy if you had one. 

Home owners warranty insurance has seen an uptick in sales recently, since the heads of households are prioritizing time spent enjoying family live over spending a precious weekend trying to fix the water heater. And if you are not particularly handy, a managed home warranty plan can save you money over calling in specialists every time you need something repaired. You can rest also rest assured that you won’t be scammed by contractors and service technicians that take advantage of their customers by jacking up a repair price. In addition to all this, keep in mind that a good home warranty policy will even cover things like general wear and tear on your major appliances!

Everything To Love 

If you sit back and think about it, there is everything to love about carrying a home warranty policy for you, your home and your family. Leave the fixing and tinkering to the professionals and rest assured that if you have your central air system go down on a 95 degree day in August, you won’t get hit with an unexpected bill for hundreds (if not thousands) of dollars. So where do you begin? It always pays to do some investigative research online for general information. You can also call your current insurance broker to see if they offer home warranty policies. When it comes to insurance, it never hurts to get a few quotes from various brokers so that you can compare and contrast service costs.

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