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All About The Top Car Insurance Las Vegas
Las Vegas is an amazing place. It is also known as Sin City because of all the sins that go on there. It is a huge party destination where people go because gambling is actually legal in the whole state of Nevada! That’s why Vegas has become a destination for larger than life parties and nights that you’ll never forget. People come here for crazy bachelor and bachelorette parties, wild birthday celebrations and vacations that might be a bit hard to remember later. There are a lot of attractions in Las Vegas and most of them are man made marvels. Just one walk down the Las Vegas Strip will show you a taste of Paris and Venice, the beautiful Bellagio Fountains, a volcano and the famous Welcome to Las Vegas Sign.
The people who live in Las Vegas are perhaps a bit less excited about all the partying and gambling that goes on here, but one thing is for sure - they all need car insurance no matter whether they are using their cars for work or playtime. Getting the top car insurance in Las Vegas is actually pretty easy. All you have to do is click over to here, American Insurance, and type in your Vegas zip code. Then you will be connected to a bunch of car insurance companies who offer coverage in your area. Our search results will allow you to compare rates from multiple companies, which is the best way to find cheap car insurance Las Vegas.
Average Car Insurance Las Vegas Rates
Las Vegas car insurance rates vary slightly between men and women, with women having slightly higher average rates. Men typically pay $130 per month and women pay about $140 per month. The average car insurance rate overall is something around $980 per year, but keep in mind that it all depends on your specific situation and circumstance, and you might have a lower or higher price depending on a variety of factors including but not limited to your driving record, the type of car you drive, your credit score and your demographic factors.
Car Insurance Las Vegas Minimums
If you live anywhere in the state of Nevada, including Las Vegas, you must have car insurance minimums of $25,000 bodily injury liability for one person in an accident, or $50,000 for two people in an accident, as well as an addition $20,000 of coverage for personal property liability. This is lower than some states, but higher than others that don’t require any insurance coverage at all like New Hampshire. Do keep in mind that most people do get more than the minimum required because they know that with expensive health costs you could end up racking up a big bill from a hospital stay even with health insurance because health costs are so high in the US.
Cheapest Car Insurance Las Vegas
So how do you get the cheapest car insurance possible in Las Vegas? Well, it’s really quite easy. First of all, use our insurance comparison engine. However, keep in mind that there are several companies that offer the lowest car insurance rates in the area. The rates may vary based on your specific situation, so it’s important to make sure you shop around because a company that is not even on this list may be the best one for you. Progressive Insurance, GEICO and Allied Insurance frequently top the lists of the companies that Las Vegas residents find has the cheapest car insurance for them. However, it’s still important to shop around as many companies as possible to find the best car insurance rates!
Driving Conditions in Las Vegas
If you think that you can sneak by in Las Vegas without car insurance, you would be totally wrong. Even though the weather is often warm and sunny, there are many reasons you should get covered in this area. While there isn’t much rain at all here, just over 4 inches on average, people here are not used to driving in rainy conditions, so when it rains it’s much more dangerous for the drivers. According to statistics, about 11% of the roads are in poor enough condition that they could damage your car. So, you have to be on the look out for road hazards that could get you into an accident. Las Vegas is the 22nd worst city in the US for traffic during rush hour. This often causes a lot of accidents like fender benders and rear endings. Also, while DUIs are getting lowered in the city each year due to educational programs and the availability of cabs, in 2014 alone nearly 5,000 people were arrested for driving under the influence in the city, so you never know what could happen. Make sure you get covered so you don’t have to worry about it one bit.